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ChaseCash Back
Chase Freedom Flex
Cash back card from Chase
$0
No annual fee
- 5% on rotating quarterly categories
- 5% on travel through Chase
- 3% on dining and drugstores
- 0% intro APR for 15 months
- No annual fee
Welcome Bonus
$200 value
after $500 spend in 3 months
Credit Needed
Good (670-749)
Personal card
APR
0% intro
then 20.49%–29.24% after 15 months
Foreign Transaction Fee
3%
Fee on foreign purchases
Base Reward Rate
1%
On all other purchases
Rewards Structure
| Category | Rate | Details |
|---|---|---|
| Rotating Categories | 5% | on quarterly bonus categories (up to $1,500/quarter) (up to $6,000/yr) |
| Travel | 5% | on travel through Chase Travel |
| Dining | 3% | — |
| Everything else | 1% | Base rate on non-bonus spending |
Rates and fees disclosure
Card details last verified January 2026. Rates, fees, and rewards are subject to change. Visit the issuer's website for the most current information. We may earn a commission when you apply through our links, but this never affects our recommendations.
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