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DiscoverStudent
Discover it Student Cash Back
Cash back card from Discover
$0
No annual fee
- 5% on rotating quarterly categories
- Cashback Match doubles first year
- $20 Good Grades Reward each year
- No annual fee
- No foreign transaction fees
Welcome Bonus
$50 value
plus $20 Good Grades Reward each year (GPA 3.0+)
Credit Needed
Fair (580-669)
Personal card
APR
0% intro
then 17.49%–26.49% after 6 months
Foreign Transaction Fee
None
Great for international travel
Base Reward Rate
1%
On all other purchases
Rewards Structure
| Category | Rate | Details |
|---|---|---|
| Rotating Categories | 5% | on quarterly rotating categories (up to $1,500/quarter) (up to $6,000/yr) |
| Everything else | 1% | Base rate on non-bonus spending |
Rates and fees disclosure
Card details last verified January 2026. Rates, fees, and rewards are subject to change. Visit the issuer's website for the most current information. We may earn a commission when you apply through our links, but this never affects our recommendations.
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