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U.S. BankCash Back
U.S. Bank Cash+
Cash back card from U.S. Bank
$0
No annual fee
- 5% on 2 categories you choose
- Categories include utilities, streaming, gyms
- 2% on 1 everyday category
- 0% intro APR for 15 months
- No annual fee
Welcome Bonus
$200 value
after $1,000 spend in 120 days
Credit Needed
Good (670-749)
Personal card
APR
0% intro
then 19.49%–29.49% after 15 months
Foreign Transaction Fee
3%
Fee on foreign purchases
Base Reward Rate
1%
On all other purchases
Rewards Structure
| Category | Rate | Details |
|---|---|---|
| Everything Else | 5% | on 2 categories you choose (up to $2,000/quarter) (up to $8,000/yr) |
| Everything Else | 2% | on one everyday category you choose |
| Everything else | 1% | Base rate on non-bonus spending |
Rates and fees disclosure
Card details last verified January 2026. Rates, fees, and rewards are subject to change. Visit the issuer's website for the most current information. We may earn a commission when you apply through our links, but this never affects our recommendations.
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