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Honest comparison

Eclipse vs Xero

Xero is a solid general accounting tool with a large app store. Eclipse is built in for online sellers, with payouts and item profit out of the box.

Entry plan

$12 less each month
Eclipse Starter$15/mo
Xero Early$27/mo

Growing plan

$20 less each month
Eclipse Pro$39/mo
Xero Growing$59/mo

Xero list prices from its public pricing page, checked October 2026, before promotional discounts.

Where Eclipse is different

What Xero was not built to do

Payouts, explained

Each marketplace payout splits into orders, fees, refunds, and holds, so the deposit in your bank finally makes sense.

Profit on every item

See what each sale made after cost, platform fees, and shipping, not just what came in.

Real books underneath

Every number posts to a double-entry ledger your accountant can open, review, and lock.

Side by side

Feature by feature

Where Xero does something Eclipse does not, the table says so.

FeatureEclipseXero
Plans
FeatureEclipseXero
Free planYes, up to 200 orders a monthNo
People on the entry plan3 team membersUnlimited users
Selling online
FeatureEclipseXero
Profit on every item after feesYesNo
Payouts split into orders, fees, and refundsYesThrough apps
Cost of goods by itemYesBasic tracked items
eBayRolling outThrough apps
AmazonRolling outThrough apps
ShopifyRolling outThrough apps
Accounting
FeatureEclipseXero
Bank syncThrough PlaidYes
Double-entry ledgerYesYes
InvoicingYesEarly plan: 20 a month
Lock closed periodsYesLock dates
Run payrollImports only (beta)Through Gusto

When Xero is the better fit

  • You need mature multi-currency accounting.
  • You want unlimited users on every plan.
  • You rely on a specific app from the Xero marketplace.
  • Your accountant already runs your books in Xero.

Bring your books into the light

Start free, connect your first account, and see what you really made this month.

Free plan with no time limit. 30-day Pro trial, no card required.